India's smartest wealth planning suite — 26 free calculators including SIP, EMI, Income Tax (latest slabs), FIRE corpus, PPF, FD and more. AI Advisory · Virtual CA · Live government rates. Works offline.
SIP Calculator, EMI Calculator, Income Tax, PPF, FIRE & more — tap to start instantly
Professional financial tools with live government rates
Enter values and click Calculate to see results
India's smartest wealth planning suite, built for Indian investors with always-current income tax slabs, live PPF rates from data.gov.in, RBI repo rate auto-fetch, and an AI-powered Virtual CA dashboard.
Visualise compounding through Systematic Investment Plans with yearly snapshots.
Calculate the exact corpus needed to achieve Financial Independence and Retire Early.
Compare Old vs New income tax regime — always updated with latest slabs. Includes NPS (80CCD 1B), Home Loan Interest (24B), marginal relief & 87A rebate.
Live PPF rate fetched from data.gov.in. EEE tax-free status. 15–50 year projections.
Save any calculation result as a goal. Synced to Firebase — accessible on all your devices.
Calculate your gratuity under the Payment of Gratuity Act — shows both Act-covered and non-covered amounts with tax-free limit.
Project your National Pension System corpus and monthly pension. Shows lump sum (60%) and annuity corpus (40%) at retirement.
Calculate your exact HRA tax exemption using the minimum of three government-defined limits — for metro and non-metro cities.
Find the Compound Annual Growth Rate between any two investment values — the standard measure used by mutual funds and analysts.
Plan systematic monthly withdrawals from your retirement corpus — see remaining balance year by year and how long your wealth lasts.
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Tax slabs: incometax.gov.in · PPF rates: nsiindia.gov.in via data.gov.in API · Repo rate: rbi.org.in
Disclaimer: All calculations are for educational purposes only. Consult a certified financial advisor before making investment decisions. Past performance does not guarantee future results.
Periodically updated to reflect current laws and rates
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Disclaimer: WishWealthy provides financial calculators for educational purposes only. Not SEBI registered. Consult a certified financial advisor before investing.
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WishWealthy is NOT registered with the Securities and Exchange Board of India (SEBI) or any other financial regulatory authority. We do not provide investment advice, portfolio management services, or any form of regulated financial service.
All calculators, tools, projections, and content on WishWealthy are provided solely for educational and informational purposes. The results generated by our calculators are estimates based on the inputs you provide and standard mathematical formulas. They should NOT be treated as financial advice, investment recommendations, or guaranteed outcomes.
While we make every effort to keep our calculators accurate and up to date with current tax slabs, interest rates, and government policies, we cannot guarantee that all information is complete, accurate, or current at all times. Tax laws and interest rates change frequently.
Any return rates used in our SIP, FIRE, or investment calculators are hypothetical. Past market performance does not guarantee or predict future returns. Actual returns may be significantly different from projections.
Before making any financial decision — including but not limited to investing in mutual funds, taking a loan, choosing a tax regime, or planning for retirement — please consult a SEBI-registered Investment Adviser (RIA) or a qualified Chartered Accountant (CA).
To find a SEBI-registered adviser: sebi.gov.in ↗
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WishWealthy, its creators, and contributors shall not be liable for any financial loss, damage, or adverse outcome resulting from reliance on any calculation, projection, or content provided on this platform.
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All calculations are estimates. See our Disclaimer for full details.
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